6-12 Month Interest Free Financing With Qualified Purchase
 
Synchrony Financial
 
Application and Credit Card Account Agreement
Credit is extended by Synchrony Bank
**MARRIED Wisconsin Residents only: if you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse’s financial information.
 
1. APPLICATION INFORMATION: Please tell us about yourself in section 1, 2, and 3. Please note that you must reside in the United States and be 18 years or older to apply.
 
 
 
 
 
 
 
 
 
If the above address is a P.O. Box, you must provide a street address for yourself or a contact person.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Housing Information



 
Alimony, child support, or separate maintenance income need not be included unless relied upon for credit. You may include the monthly amount that you have available to spend from your assets.
 
Monthly Net Income
From All Sources
 
 
* You authorize Synchrony Bank ("SYNCB") to contact you at each phone number you have provided. By providing a cell phone number and/or email address, you agree to receive account updates and information, including text messages from SYNCB and the dealers/merchants/retailers that accept the card. Standard text messaging rates may apply.
2. Joint Applicant Information:
An additional card will be issued to the person indicated below. The applicant (and joint applicant, if any) will be liable for all transactions made on the account including those made by any authorized user. JOINT APPLICANT: you agree that we may send notices to you and/or applicant at the applicant’s address, regardless of whether you live at that address.
 
 
 
 
 
 
 
 
 
If the above address is a P.O. Box, you must provide a street address for yourself or a contact person.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Housing Information



 
Alimony, child support, or separate maintenance income need not be included unless relied upon for credit. You may include the monthly amount that you have available to spend from your assets.
 
Monthly Net Income
From All Sources
 
 
3. APPLICANT and JOINT APPLICANT: Please complete the information below and sign. You may print this page if you’d like keep it for your records.
 
 
 
 
 
 
 
 
 
 
By applying for this account, I am asking Synchrony Bank (“SYNCB”) to issue me a SYNCB credit card (the “Card”), and I agree that:

  • I am providing the information in this application to SYNCB and to dealers/merchants/retailers that accept the Card and program sponsors (and their respective affiliates). I provide my consent for SYNCB to provide information about me (even if my application is declined) to dealers/merchants/retailers that accept the Card and program sponsors (and their respective affiliates) so that they can create and update their records, and provide me with service and special offers.
  • SYNCB may obtain information, including employment and income information, from others about me (including requesting reports from consumer reporting agencies and other sources) to evaluate my application, and to review, maintain, or collect my account.
  • I consent to SYNCB, and any other owner or servicer of my account, contacting me about my account, including through text messages, automatic telephone dialing systems, and/or artificial or prerecorded voice calls for informational, servicing, or collection related communications, as provided in the Address/Phone Change and Consent to Communications provisions of the SYNCB Credit Card agreement (“Agreement”). I also agree to update my contact information.
  • I have received, read, and agree to the credit terms and other disclosures in this application, and I understand that if my application is approved,. The Agreement will be sent to me and will govern my account. Among other things, the Agreement: (1) includes a resolving a dispute with arbitration provision that limits my rights unless (a) I reject the provision by following the provision’s instructions or (b) I am covered by the Notice for Active Duty Military Members and their Dependents set forth on page 8; and 920 makes each applicant responsible for paying the entire amount of the credit extended.

PLEASE SEE THE CREDIT CARD AGREEMENT FOR RATES, FEES, AND OTHER COST INFORMATION.
Federal law requires SYNCB to obtain, verify, and record information that identifies you when you open an account. SYNCB will use your name, address, date of birth, and other information for this purpose.

If you apply with a Joint Applicant, each of you will be jointly and individually responsible for obligations under the Agreement and by signing below, you each agree that you intend to apply for joint credit.

 
Electronic Signature of Applicant
 
 
 
 
Electronic Signature of Joint Applicant(If Applicable)